Risk is everywhere. When you drive your car to work when you visit a new country when you ride your bike to a nearby shop when there’s a new bug going around in town.
There are two types of insurance.
Auto Insurance is an insurance cover that offers financial protection to your vehicles from loss due to accidents, damages, theft, fire, or natural calamities. Auto insurance is for your car or bike. You can also get insurance for your commercial vehicles.
From accidents that are caused by poor roads, the dangers faced by CA drivers are numerous. We usually offer drivers in Whittier, California, and the neighboring counties with full auto insurance.
At Robert Serrano Insurance Sales Incorporated, we take a consultative method to insurance. Whether a novice or veteran driver, we work with our clients individually to ascertain wants and experiences to confirm that the right policy is in place.
Home Insurance is a cover that compensates your damage to your home due to natural calamities, man-made disasters, or other threats. It covers liabilities due to fire, burglary, theft, flood, earthquakes, and sabotage. It not only offers financial protection to your home but also takes care of the valuables inside the property. Your home is one of your significant assets, and it’s vital to do all it takes to protect it. We’ll help you plan for the unforeseen with the proper insurance coverage that’s perfect for you. Your home is both a valued asset and the focus of your life, so it’s essential to cover all risks associated with home insurance. You need to get the right policy and take care of the small and large uncertainties related to owning a house simultaneously. We guarantee that we will make things simpler by creating a home insurance policy that gets you the best coverage for your house at the right price.
This type of insurance covers the cost of medical care. It pays for or reimburses the amount you pay towards the treatment of any injury or illness. It usually covers hospitalization, the treatment of critical illnesses, medical bills before or post-hospitalization, and daycare procedures like cataract operations. When you decide to safeguard yourself and your family, then you understand that Health Insurance is a valuable asset. Getting the proper health coverage will guard you against financial hardships that could happen when you are sick, or a family member is ill or injured and can’t work. When it comes to businesses getting the right health coverage is key to making your staffs and productive while giving them the appropriate protection. It’s not always an easy task to look for the right Health Insurance, we at Robert Serrano Insurance Sales Incorporated are committed to offering the knowledge and support needed to help you make the right choice for you, your family, and your business.
Life Insurance is a contract that offers financial compensation in case of death or disability. Some life insurance policies offer financial compensation after retirement or a specified period. Life insurance, thus, helps you secure your family’s financial security even in your absence. Here at Robert Serrano Insurance Sales Incorporated, we’ll assist you in finding the right coverage for you and your beloved ones. Our professionals can help you understand your choices when it comes to getting life insurance.
For the fact that you don’t live in an area that is prone to flooding, doesn’t mean it might never occur. We’ll provide the needed coverage you will need to protect your home and property from rising waters—even when you’re not in a flood zone. For most homeowners, the probability of flooding is low, but the risk when it happens is high. If you are hit by flooding, there is a chance that you could lose most of your properties, face significant renovation work, and be left homeless for many months while your property is made fit to live in again. Most times, not having flood coverage is a chance you just can’t afford to take.
As an individual who wants to add dental as a supplement to your personal and family health Insurance plan or as an employer who is seeking to offer Dental Coverage to your employees and their families under a group plan, Robert Serrano Insurance Sales Incorporated has a solution that’s perfect for you. From routine cleanings and checkups to other dental work, it’s significant to use this coverage to keep good oral hygiene and overall health. While we have numerous types of Dental Coverage options, it’s significant to deliberate what’s perfect for you at Robert Serrano Insurance Sales Incorporated. We’ll assist you in finding a plan that meets your needs in terms of a quality dental network, feasible co-pays, overall plan price, and much more.
Long-Term Care Insurance
Long-Term Care Insurance (LTC) offer coverage for the medical expenses of an extended nursing home or home health care costs beyond a stated period. Generally, people who need Long-Term Care are those who can no longer care of themselves and are incapable of carrying out their necessary daily living activities without help. People looking to acquire Long-Term Care Insurance must meet certain conditions to qualify for benefits. We at Robert Serrano Insurance Sales Incorporated are ready to more about Long-Term Care Insurance and if you need to add it to your present policy.
Umbrella Liability Insurance
Occasionally liability policy limits are not sufficient to cover an unforeseen, disastrous incidence. Learn how an umbrella policy can give you the peace of mind to ensure your hard-earned assets are not at risk in a significant liability lawsuit.
In such a severe condition, getting Umbrella Insurance from Robert Serrano Insurance Sales Incorporated will protect your car, home, future wages, and all of your precious assets from being used to pay for the expenses.
While you may dislike thinking about it, nobody is above the risk of a devastating illness or accident. If you suffer a significant ailment or injury, then the ailment or injury might leave you unable to work. The loss of your income is likely to leave you in a dire financial situation to take care of yourself and your family. Choosing the right disability coverage is significant. In case you become disabled, you'll want to make sure that you and your family have enough coverage. At Robert Serrano Insurance Sales Incorporatedwe will look at the different factors in your life and work situation, and help design the best policy that meets your personal insurance needs.
General Liability Insurance
The size and nature of your business don’t matter; there are always uncertainties. We’ll work with you to determine the risks involved in your business, and we’ll provide an insurance package that makes sense for your business. We at Robert Serrano Insurance Sales Incorporated know that business and life itself are full of risks and unexpected threats. This is why we are committed to providing comprehensive insurance protections that give you and your customers the peace of mind they need.
We can’t forecast unforeseen threats like fire or theft; however, we can ensure maximum protection for your company’s equipment, properties, and loss of business income. When looking for the right property insurance or are interested in knowing more about our numerous coverage options, please do not hesitate to turn to us. We at Robert Serrano Insurance Sales Incorporated are excited to support you with all your coverage needs. Contact us to get started today.